Best Mutual Fund for Lumpsum Investment

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​Lumpsum investment is a method of investing in mutual funds where a large sum of money is invested at once. It is usually used when someone has a large amount of cash in hand, such as a bonus, incentive, or profit from a large source of income. It is important to be aware of market conditions while investing in lumpsums, as timing the market can affect returns.

Various types of mutual funds such as large-cap, diversified equity, debt, and balanced funds can be used for lumpsum investments. It is important to consider the fund’s past performance, risk level, investment objective, and time horizon to select the right fund. By ensuring portfolio diversification and following a well-planned strategy, it is possible to get good returns from this investment method in the long run.

Mutual Fund Schemes for Lumpsum Investment

Your mutual fund analysis data is very informative and useful for investors. Here is a brief summary of the whole thing:

Equity Mutual Funds (High Risk, High Return):

1. Quant Small Cap Fund

      • AUM: ₹26,670 crore
      • Returns (5 years): 43.61%
      • Suitable for: Long-term capital appreciation by investing in small-cap companies.
      • Exit Load: 1% (if redeemed within 1 year).

      2. Bank of India Small Cap Fund

        • AUM: ₹1658 crore
        • Returns (5 years): 35.25%
        • Suitable for: Diversifying a small-cap portfolio.
        • Exit Load: 1% (if redeemed within 365 days).

        3. Quant Infrastructure Fund

          • AUM: ₹3536 crore
          • Returns (5 years): 34.93%
          • Suitable for: For capital appreciation in the infrastructure sector.
          • Exit Load: 0.5% (if redeemed within 90 days).

          4. Nippon India Small Cap Fund

            • AUM: ₹61,974 crore
            • Returns (5 years): 32.72%
            • Suitable for: Long-term investment in small-cap stocks.
            • Exit Load: 1% (if redeemed within 30 days).

            5. Quant Mid Cap Fund

              • AUM: ₹8891 crore
              • Returns (5 years): 32.22%
              • Suitable for: Capital appreciation by investing in mid-cap companies.
              • Exit Load: 0.5% (if redeemed within 90 days).

              Debt Mutual Fund (Medium Risk, Stable Income):

              6. Aditya Birla Sun Life Medium Term Fund

                • AUM: ₹2004 crore
                • Returns (5 years): 12.04%
                • Suitable for: For medium-term stable income.
                • Exit Load: 2% (if redeemed more than 15% within 365 days), 1% (if redeemed within 366-730 days).

                7. Bank of India Credit Risk Fund

                  • AUM: ₹114 crore
                  • Return (5 years): 10.8%
                  • Suitable: For investors seeking higher returns by investing in corporate bonds.
                  • Exit Load: 1% (if redeemed within 365 days).

                  Conclusion:

                  • Equity Funds: Suitable for long-term growth. You can consider these if you are willing to take high risks.
                  • Debt Funds: Ideal for those who want to take low risk and are looking for stable income.

                  Choose investments according to your goals and read the fund details carefully. It is also important to consult a financial advisor to decide which one will be best for you.

                  Disclaimer: This blog is posted solely for educational purposes. The securities mentioned are examples and not recommendations. It is based on various secondary sources from the internet and is subject to change. Please consult an expert before making any related decisions.

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